| |
Free Business Checking |
Small Business Interest Checking |
Business Checking Plus |
Business Savings Account |
Business Treasury Market Account |
| Description |
Free checking account fit specifically for small business with limited checking needs |
Interest bearing checking account designed for sole-proprietors and non-profit organizations |
Flexible account for businesses with moderate to high activity or cash mgmt needs |
Savings account for businesses to earn interest on average savings balances |
The competitive rate account for businesses wanting a higher rate of return on larger balances |
| Maintenance Fee |
• No minimum balance
required
• No fees |
• $10/mo
• Maintenance fee is waived with $2,500 avg. available balance
• No fee for non-profit organizations |
• $6/mo
• Earnings credit allowance based on balances may offset some or all monthly fees |
• $5/mo if balance falls below $100 |
• $10/mo if balance falls below $1,000 |
| Earnings Credit |
• N/A |
• N/A |
90-day Treasury Bill (after 10% reserve requirement - adjust monthly) |
• N/A |
• N/A |
| Interest Available |
• N/A |
Available to sole proprietors and non-profits |
• N/A |
Interest rate based on the bank stated rate. Paid quarterly. |
Tiers** based off internal rate index. Interest paid monthly. |
| Features and Benefits |
• 500 or less
checks, items deposited, electronic items per month
• Electronic Images Available Online
• Online Business Banking
• Free Instant Cash & Check CardŽ
• Say Goodbye to ATM Fees!*
|
• 200 or less checks, items deposited, electronic items per month
• Electronic Images Available Online
• Online Business Banking
• Free Instant Cash & Check CardŽ
• Say Goodbye to ATM Fees!*
|
• Earnings credit allowance based on balance may offset some of all monthly fees
• Monthly analysis statement detailing account activity and service fees
• Electronic Images Available Online
• Online Business Banking
• Free Instant Cash & Check CardŽ
. Say Goodbye to ATM Fees!*
|
• Quarterly statements
• Overdraft protection available on business checking account
• ATM access to funds
• Say Goodbye to ATM Fees!*
|
• Check writing privileges (restrictions apply)
• Monthly statements
• Overdraft protection available on business checking account
• ATM access to funds
• Say Goodbye to ATM Fees
|
| Fees |
After 500 items:
•$.25 fee for any item
•Return items = $2.00 |
After 200 items:
•$.25 fee for any item
•Return items = $2.00 |
• Checks = $.12
• Deposits = $.10
• Items deposited = $.06
• Return items = $2.00
• Uncollected funds = Prime + 3
|
• N/A |
• N/A |
