Enroll in Personal Online BankingDemo Personal Online Banking  

cash managementPersonal Banking

Enjoy the benefits of online services from Western State Bank intended exclusively for businesses. The programs allow you to initiate fund transfers between bank accounts and much more.

  • Business Online Banking - Try a Demo!
    • View real time account information! Access your account for up-to-the-minute balance information on all of your banking accounts.
    • View your check images, deposits. Find out if a check has cleared without calling the bank. You will be able to view actual images of your check, both the front and back to verify the endorsement and processed date.
    • Originate ACH items
    • Originate wire transfers
    • Control employee and/or accountant access
    • Dual control available for added security
    • View past statements
    • Transfer funds based on available balance
    • View collected or available balances
    • Make loan or bill payments
  • Sweep Services - Increase your returns by investing surplus funds in higher-yielding accounts. Business Sweep Accounts allow your business to earn additional income while maintaining daily access to your operating funds.
    • Cash Management Sweep - Earn higher returns on business checking funds when excess funds are swept into an interest bearing repurchase account
    • Loan Management Sweep - Excess funds from your business checking account are automatically used to reduce the principal of a line of credit
    • Cash & Loan Management Sweep - Reduce the revolving line of credit principal and remaining funds will be automatically swept into a repurchase account
  • Merchant Services
    • Offering services such as point-of-sale terminals, PC software solutions, Internet E-commerce solutions, and more. We'll find the unique processing system that meets the needs of your business.
    • For an online view of your TransLink account - Click here
  • Pay bills
  • Administer Payroll
  • Collect recurring dues or fees from your customers
  • Make EFT tax payments and ACH payments
  • Receive ACH receipts
  • Submit wire transfers
  • Order currency

REMOTE DEPOSIT

Scan checks received from your customers and issue deposits electronically from your computer. It's the quickest way to turn check deposits into cash.

  • Faster funds availability - Funds are available up to 40% faster than traditional processing
  • Make deposits anytime - Enjoy the convenience of making deposits electronically 24-hours a day, 7-days a week, even weekends!
  • Save time and money preparing deposits - An efficient way to reduce labor costs and free up staff time for other tasks
  • Cut costly trips to the bank - Reduce the number of times you visit the bank or eliminate costly courier fees
  • More secure - Multiple layers of security including password protection, Internet firewalls, and 128-bit encryption (the highest level of online security available)

Click here for a Remote Deposit demo.

Contact a Business Banker today for a free demonstration or for more information on this new product.