ID SAFE CHOICE

IDSafeChoice Recovery Pledge
One call to Western will put you in touch with your own personal Recovery Advocate who will do all of the legwork for you to recover your good name.

IDSafeChoice Coverage
This FREE coverage is applicable for the primary account holder on all Western State Bank personal checking and Treasury Market accounts, their spouse or domestic partner and children up to age 25 who have the same residence address as parent. This coverage includes up to $5,000 in Identity Theft expense (click here for evidence of coverage for the $5000 benefit).

To Report an Identity Theft
Call or visit your Personal Banker at any Western State Bank location.

ID SAFE CHOICE PLUS

For Further Protection
Someone becomes a victim of Identity Theft every 15 minutes, according to statistics provided by the Federal Trade Commission. The IDSafeChoice PLUS program provides a total protection package:

Credit monitoring PLUS up to $25,000 for Identity Theft expenses in addition to IDSafeChoice Recovery and MORE!

Only $5.95 per month for one; $4 more protects the entire family

IF YOU WANT FURTHER PROTECTION - ENROLL NOW

• Your complete credit report available automatically each year for your review.
• Status alerts to warn of new activity that may signal that a criminal is at work.
• Warnings of derogatory credit, new credit issued, inquiries on your report, change of address attempts and more.
• Up to $25,000 in reimbursed expenses for recovering your identity, including lost wage reimbursement, with zero deductible.*
• Your own personal Recovery Advocate

With Both the Individual and Family Plan You Also Receive These Benefits.

• Protection awareness test
• Personal protection plan
• Reports of new "tricks of the trade"
• Personal protection advisory newsletter
• Your own personal Recovery Advocate to restore your good name, if you fall victim
• Fraud alerts are posted at all three credit bureaus.
• Your rights as a victim are explained.
• A customized recovery plan is developed and documented for your review.
• Your Recovery Advocate contacts and works with all agencies, financial institutions and companies affected.
• Your Recovery Advocate completes and files all forms and follows up to make sure fraudulent activity is corrected.
• Your Recovery Advocate will contact you at 30, 60, 90 and 120 days after the case is closed to determine if there are any additional problems.
• Your good name will be restored - no matter how long it takes.

Terms and Conditions:

1. Services are provided to the Western State Bank (WSB) personal checking and Treasury Market account holders; businesses do not qualify for this offer. Benefits are non-transferable.
2. Eligibility for recovery services is based on ID theft events that occur, are discovered and reported to WSB on or after February 1, 2008, and during the eligibility period.
3. In order to receive free Services, the individual must be a current customer of WSB and must maintain their relationship in good standing during such time that Provider is providing Services.
4. Provider reserves the right to refuse or terminate services if it is deemed that the participating plan member is committing fraud or other illegal acts, making untrue statements, or failing to perform his/her portion of the recovery plan. Provider will not refuse or terminate services to a plan member solely due to the complexity of a case.
5. Provider does not provide credit counseling or repair to credit which legitimately belongs to the plan member.
6. Recovery Services are available in the United States of America (U.S.) and to persons outside the U.S. to the extent that U.S. laws prevail.