View Transactions & Make Payments View & Redeem Score Card Points

A credit card from Western State Bank IS different!  This credit card is backed by the values of your own bank, not by a credit card company in another state. You'll experience the same friendly, efficient service that you've come to expect from Western State Bank.

We offer you a choice of two cards ~ ScoreCard & BasicCard, available from VISA or MasterCard. With the ScoreCard you can earn points from your purchases to redeem for travel or merchandise. You earn one point for every dollar spent. 25,000 points will earn you a free flight within the contiguous 48 states.  Look at the other great benefits with a Western State Bank credit card:

• Local Service - if you have a question or concern about your card, you deal directly with your local Western State Bank location.
• Competitive interest rates –  Low 6 month introductory rate.
• Plus, there are more benefits when you use your Western State Bank Credit Card:
  • Debt Protection
  • Travel Accident Insurance*: You are automatically covered by accidental death and dismemberment protection of $150,000 when traveling by any common carrier worldwide.
  • Travel Reservations: Call toll-free 24-hour reservations on transportation, lodging, cruise and tours.
  • Travel Discounts: You are guaranteed special savings on auto rental rates at Avis, Hertz and National.
  • Travel Dividends: 5% Dividends are yours whenever you use the Travel Reservations Service on all scheduled airline, lodging, car rentals, cruises and tours purchases.
  • Cardholder Vantage Point: A quarterly newsletter will come to you with your card statement.
  • Eye Wear Discounts: This program entitles you to savings on most eye wear products at participating providers.
  • Pharmacy Discount: Enjoy the convenience of your prescriptions being mailed directly to your door plus receive valuable discounts by calling a toll-free number for Pharmacy Services.
  • Key & Credit Card Registrations

NOTE: It is Western State Bank's policy not to accept VISA or Mastercard applications from individuals or businesses located more than 60 miles from our Devils Lake, Towner, West Fargo or Fargo bank locations, unless the applicant is a present customer or has made prior arrangements with a bank officer. If you are outside of the area defined above and would like us to consider a VISA or MasterCard application for you, please contact one of our personal bankers.

* Insurance Products are not FDIC insured.