INSTANT CREDIT
If you write a check for an amount that's more than you have in your checking account, Instant Credit automatically advances funds on your pre-approved line of credit to cover the checks.

OVERDRAFT PROTECTION
No more overdraft charges! Overdraft Protection automatically transfers funds from a saving or checking account to cover checks that exceed your checking account balance. You can also use Overdraft Protection to maintain the minimum balance you want in your checking account. $3 fee per transfer.