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Western State Bank


"We worked with Kelly Engstrom for the purchase of our first home and had an amazing experience. From the start, Kelly was great about explaining the loan process and helped us select the loan that was right for us. She was great about giving us weekly updates about the loan process and was easy to get a hold of if we needed anything! I would definitely recommend people see Kelly if they are in need of a home loan!"

Megan Olson


"We found ourselves in a mortgage nightmare with a different home loan lender; we were experiencing lots of ups, downs and stops. We were not having a great experience, we were stressed out. Dave Ouradnik was mentioned to us, so we called him. He was truly concerned and cared about getting us into our new home. Turning to Western Bank was the best choice we made for our mortgage. The process was quick, always friendly, caring and very professional. Dave was attentive to our needs and expedited the mortgage process as much as it could be and got us into our new home quickly. Big, big thank you to Dave Ouradnik and the team at Western State Bank!"

Kim & Travis Taxdahl


“We have banked with Western State Bank since 2009 when we started our business and have always enjoyed working on the business banking side. When we decided to move our family to a smaller community and raise our children on a lake, we also turned to Western State Bank where we were blessed to work with mortgage loan officer Angie Scoville. From day one when we started the home loan process Angie was attentive to our wants and needs and helped us every step of the way. For those of you who have recently went though the home loan process, you probably agree that it can be an extremely timely and exhausting process, but Angie never made it feel like that. She truly cared and continuously went out of her way to make the process go seamlessly. Today, we are blessed to be raising our family where we always dreamed we would and can’t thank Angie enough!”

                                                                                                                             Kelsey Lomsdal & Family


“Since the beginning, when we opened our personal accounts with Western, everyone was always willing to go out of their way to help us. For this reason, we decided to work with Western State Bank when we started farming and they continue to be there for us. We enjoy our relationship with Kale and know he works hard on our behalf.” 

Jesse & Jordan Braathen, Farmers in Starkweather, ND


“Our family has been banking at Western for three generations now; I have been here over 40 years. During that time, a relationship of mutual trust has been built and I feel very comfortable here at Western. I like the fact that I personally know most everyone. Western has always worked with us as our farm and family have grown.”

Terry (James & Jon) Haman, Farmer in Crary, ND


“I have banked with Western State Bank for over 10 years and they have always exceeded my expectations! To be successful in business, I feel it is critical to have a great bank on your side. Western has always been there for me.”

Rob Jordahl, President/Co-owner, Meridian Commercial Construction, Inc.

“At Western, the personal service is really different. I know that I can count on them to provide account assistance or to listen to ideas for my business. The products are great, but their ultimate personal service really stands out.”

Ron Schmitz, Owner, Ultimate Transportation

“I have banked at Western over 36 years, getting my first checking account when I was in the sixth grade. As far as I can remember, my family banked with Western, starting back when the bank was located in Webster, ND. My banking experience is not with a “bank” but more with a “family”. With my brother, Kevin, being gone most of the summer months, Kale helps us carry on with our farming banking business in his absence. Another big advantage to our farm’s banking operation is the almost 24 hour turn-around time. You won’t find that with any large bank, but you do with Western, truly our hometown bank.”

Richard Bryl, Farmer

“Working with Western State Bank has benefited our firm in many ways. Their willingness to understand and implement programs that tailor fit our needs has allowed us to move forward efficiently. Western has been a great partner and has worked hard to help make the development of our long term goals and plans a reality. They have been proactive in understanding our challenges and offering solutions in an ever changing market.”

Rick LaFleur, President, Agassiz Properties, LLC

“As our business grew, we found ourselves running out of space to accommodate our employees and clients. We worked with Western State Bank to purchase and remodel a building right here in West Fargo. We loved that Western State Bank was a local company. We think it’s important to keep the money in our own communities. As far as service, the staff at Western State Bank is second-to-none. When you walk into the bank, there’s always someone there to greet you and call you by name. Most importantly, our banker provided us with personalized service. They completely exceeded our expectations.”

Darwin Robinson, Agency Manager, Ihry Insurance Agency, Inc.

“I enjoy coming into the bank and being able to sit down and work directly with the President and Loan Officer. The fact that they can make decisions right here is a huge plus for our business also.”

Lowell Peterson, Owner, A-1 Golf

“I love my new house! Thank you to Dave Ouradnik and Kate Kringlie from Western for all your help in making one of my dreams come true!”

Shawn Armstrong

“Thank you so much to Western’s Mortgage team for all the work they did to get us into our new home. We are loving it!”

Brooke & Eli Pederson


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