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Western State Bank

Business Checking

Your business is unique. Don’t settle for a one-size fits all checking account. You deserve a checking account intended just for your size of business.

  • Free Business Checking

    Western’s Free Business Checking account is designed specifically for small business checking needs.

    Free Business Checking features and benefits include:

    • No minimum balance required
    • 500 or less checks, items deposited, electronic items per month
    • Electronic images available online
    • Free online business banking
    • Western Cash & Check Card for instant use!**
    • Say Goodbye to ATM Fees*

    *Limitations Apply. Refunds available up to $20 per statement cycle with valid receipt.  Ask banker for more details.
    **Not currently available at all locations. Contact your local Western State Bank for details.

     
  • Small Business Interest Checking

    Our Small Business Interest Bearing Checking account is designed for small businesses, sole-proprietors and non-profit organizations.

    Small Business Interest Checking features and benefits include:

    • $10/month maintenance fee
    • Maintenance fee is waived with $2,500 average available balance
    • Maintenance fee is waived for non-profit organizations
    • Interest available to sole-proprietors and non-profits
    • 200 or less checks, items deposited, electronic items per month
    • Electronic images available online
    • Free online business banking
    • Western Cash & Check Card for instant use!**
    • Say Goodbye to ATM Fees*

    *Limitations Apply. Refunds available up to $20 per statement cycle with valid receipt.  Ask banker for more details.
    **Not currently available at all locations. Contact your local Western State Bank for details.

     
  • Business Checking Plus

    Our Business Checking Plus Account is a flexible account for companies with moderate to high activity or cash management needs.

    Business Checking Plus features and benefits include:

    • $6/month maintenance fee
    • Earnings credit allowance based on balances may offset some of all monthly fees
    • Rate based on internal index
    • Monthly analysis statement detailing account activity and service fees
    • Electronic images available online
    • Free online business banking
    • Western Cash & Check Card for instant use!**
    • Say Goodbye to ATM Fees*

    *Limitations Apply. Refunds available up to $20 per statement cycle with valid receipt.  Ask banker for more details.
    **Not currently available at all locations. Contact your local Western State Bank for details.

     
  • Western@Work

    Do you have great employees and want to do all you can to keep them? Western@Work is a group of our best products and services that we can offer to you and your employees at no cost to you!

    Western@Work products and services include:

    • VIP Account with no minimum balance requirement
    • Interest bearing checking account
    • Free single or duplicate Western checks, $10 discount on other designs*
    • Say Goodbye to ATM Fees - Automatic reimbursement!*
    • Free Mobile Banking
    • Free Online Banking
    • Free Standard Bill Pay
    • Free MasterCard® Gift Cards - up to 10 per year
    • Identity Theft - free protection up to $5000 expenses*
    • No annual fee on Instant Credit (OAC)
    • Bonus of 10 Basis Points on CDs - renewals and new
    • Discounted installment loans of up to 0.25%
    • No Doc Fee on Consumer Loans ($100 value)
    • No Doc Fee on Home Equity Loans ($100 value)
    • Discounted Mortgage Loan origination fees (up to $500)
    • 10% discount on safe deposit boxes
    • Free traveler's checks, cashier's checks and money orders

    Contact your Business Banker for more information on how Western can help you attract and retain your employees.

    *Limitations Apply. Refunds available up to $20 per statement cycle with valid receipt.  Ask banker for more details.

     

 

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