The mortgage team at Western State Bank will provide the knowledge and expertise to make your home-ownership dreams a reality. Whether you are a first time home buyer or an experienced homeowner, we have the right program for you.
Available in a variety of terms, both fixed and adjustable, purchases and refinances. Loan amounts up to $453,100.
Fixed rate and adjustable rates available, purchases and refinances. For loan amounts over $424,100.
These loans include FHA (including 203K), VA, and USDA. Fixed and adjustable rates are available, purchases and refinances.
We work with the housing agencies in North Dakota, Minnesota, and Arizona. These programs offer lower down payment options, and assistance for down payment and closing costs.
We offer three types of home equity products:
- Home Equity Loan
- Home Equity Line of Credit (HELOC)
- Home Equity Flex
Construction lending is available to both the borrowers and builders. These loans offer long-term interest rate locks for up to 360 days.
If you work for a school, university, medical facility, fire department, law enforcement, emergency medical service or military, you’ll receive $500 credit on any purchase or refinance application!
At Western, our goal is to make your home experience hassle-free. Get started today with our user-friendly online application.Apply Now