Skip to Main Content

Western State Bank

Treasury Management

Enjoy the benefits of online services from Western State Bank intended exclusively for businesses. These programs allow you to initiate fund transfers between banks accounts and much more.

  • Business Online Banking

    View your account information anytime, anywhere! Access your account for up-to-the-minute balance information on all your banking accounts.

    Business Online Banking features and benefits include:

    • View actual images of checks deposited, both front and back!
    • Originate ACH items
    • Originate wire transfers
    • Dual control available for added security
    • View past statements
    • Transfer funds based on available balance
    • View collected or available balances
    • Make loan or bill payments
    • Receive real time alerts when you enroll for Notifi

    Notifi is a real time alert system that enables customers to choose what they want to be alerted about, how those alerts are received and when they are received. Click here to view the tutorial. 
    To enroll, simply log on to Online Banking. Click Enroll, and specify how you would like to see your alerts. View this online tutorial for more information. 

    Visit with your local Treasury Management Officer at Western to enroll today or learn more!

  • Business Mobile Banking

    Western State Bank’s Business Mobile Banking
    makes it possible to access your business
    accounts anytime, anywhere so the financial side
    of your business doesn’t have to wait while
    you’re out of the office. Business Mobile Banking is only for customers who are enrolled in Business Online Banking.

    Business Mobile Banking includes:

    • Check balances
    • Approve payments, including ACH & wire transfers
    • View recent transaction history
    • Transfer money between accounts
    • Pay Bills
    • Deposit checks in a snap with Mobile Deposit

    Visit with your local Treasury Management Officer at Western to enroll today or learn more!

  • Sweep services

    Business Sweep Accounts allow your business to earn additional income while maintaining daily access to your operating funds.

    Cash Management Sweep - Earn higher returns on business checking funds when excess funds are swept into an interest bearing account

    Loan Management Sweep - Excess funds from your business checking account are automatically used to reduce the principal of a line of credit

    Cash & Loan Management Sweep - Reduce the revolving line of credit principal and remaining funds will be automatically swept into a repurchase account

  • Merchant services

    Does your business accept credit and debit card payments? If not, why? You could be missing out on potentially higher sales and revenue. If you do, are you paying too much for rates and fees? You could be saving money every month. We have teamed up with TSYS®, one of the nation's leading providers of payment processing services, to offer you innovative, money-saving payment processing solutions that will help your business grow and succeed.

    Click here for an online view of your TSYS® account.

  • ACH

    Automated Clearing House Origination Services include:

    • Direct deposit of your employee's payroll, regardless of where they bank
    • Electronic bill payments
    • Electronic payments and receipts
    • Pay bills
    • Administer Payroll
    • Collect recurring dues or fees from your customers
  • Remote Deposit

    Scan checks received from your customers and issue deposits electronically from your computer. It’s the quickest way to turn check deposits into cash!

    Remote Deposit features and benefits include:

    • Faster funds availability - Funds are available up to 40% faster than traditional processing
    • Make deposits 24 hours a day, 7 days a week!
    • Save time and money preparing deposits
    • Reduce the number of trips to the bank or eliminate costly courier fees
    • Multiple layers of security including password protection, Internet firewalls, and 128-bit encryption (the highest level of online security available!)

    Click here for a Remote Deposit demo.



Stay Connected!