Consumer Loans

Options to help make life happen.

Apply for a loan

From buying the car of your dreams to funding your next adventure, a consumer loan from Western State Bank* gives you the flexibility to do it faster. Local decision-making from a community bank means you get responsive answers and personalized service throughout the entire process.

A consumer loan can help you with purchases such as a new car, truck, or recreational vehicle (including an ATV, boat, snowmobile, or motorcycle).

Borrowing made easy.

With our competitive rates, flexible terms, and personalized support, you'll feel informed and confident every step of the way.

Apply Today

Happy family laughing on a couch

Together, we can reach your goals.

We’re here to help you find the right loan for your needs.

Contact a personal banker

"At Western, the personal service is really different. The products are great, but their ultimate personal service really stands out."

Ron Schmitz, Ultimate Transportation

"This is the type of banking relationship a business hopes to achieve with its banker. We look forward to a long-term relationship with Western State Bank."

Clinton O. Shreeve, LC Jacobson & Company

"Beth and her team helped me every step of the way. They responded immediately and worked very hard so that I had all the pieces of information."

Kristine, Mortgage Customer, West Fargo