Personal Banking

Personal banking for your everyday needs and future goals.

Money is personal. It’s your house, your car, and your comfort. When you start a banking relationship, you need to find someone you can trust. Here, you can always count on a warm welcome, honest advice, and a bank that shares your values.

Checking

Spend your money when and how you want to. Open a personal checking account that fits your lifestyle.

Savings

Save for whatever comes next. Find the right personal savings account to help you reach your goals.

High-Balance Deposits

Protect your hard-earned money with multi-millions in FDIC insurance coverage.

Mortgages and Home Equity

Finance the perfect home for you. Compare types of home loans, including options for a purchase, refinance, or home equity loan.

Consumer Loans

Borrow to make important purchases. A consumer loan can help with anything from special purchases to necessary expenses.

Credit Cards

Access credit that fits your needs. The right credit card can help you build your credit, earn rewards, and prepare for anything.

Digital Banking

Manage your accounts anytime, anywhere. With our digital banking options, you can take care of banking when it works for you.

Clubs and Programs

Join other customers just like you through clubs and programs at Western State Bank.

See what it’s like to choose a bank focused on you.

Together, we can reach your goals.

"Your guidance and support of Benevilla mean a great deal to me, our organization, and most importantly our clients. "

Conrad Graff, Ex-Officio, Benevilla

"Our organization was drawn to Western's local roots, friendly service, competitive rates, and low fees. Western shares our commitment to the community, and they support our kids and families in so many ways. We're very happy we switched!"

Bob Holman, Devils Lake Youth Activities

"I wanted to reach out to say thank you. Western has been a very good bank to us and this is just another example of the help you provide!"

Chris and Samantha Bachmeier, Bachmeier Homes