Personal Banking

Personal banking for your everyday needs and future goals.

Talk to a personal banker

Money is personal. It’s your house, your car, and your comfort. When you start a banking relationship, you need to find someone you can trust. Here, you can always count on a warm welcome, honest advice, and a bank that shares your values.

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Checking

Spend your money when and how you want to. Open a personal checking account that fits your lifestyle.

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Savings

Save for whatever comes next. Find the right personal savings account to help you reach your goals.

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High-Balance Deposits

Protect your hard-earned money with multi-millions in FDIC insurance coverage.

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Mortgages and Home Equity

Finance the perfect home for you. Compare types of home loans, including options for a purchase, refinance, or home equity loan.

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Consumer Loans

Borrow to make important purchases. A consumer loan can help with anything from special purchases to necessary expenses.

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Credit Cards

Access credit that fits your needs. The right credit card can help you build your credit, earn rewards, and prepare for anything.

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Digital Banking

Manage your accounts anytime, anywhere. With our digital banking options, you can take care of banking when it works for you.

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Clubs and Programs

Join other customers just like you through clubs and programs at Western State Bank.

See what it’s like to choose a bank focused on you.

Together, we can reach your goals.

Contact us today

"Your guidance and support of Benevilla mean a great deal to me, our organization, and most importantly our clients. "

Conrad Graff, Ex-Officio, Benevilla

"Always a pleasure to work with you. Your attention to detail and promptness are exceptional! "

Becki, Mortgage Customer, West Fargo

"At Western, the personal service is really different. The products are great, but their ultimate personal service really stands out."

Ron Schmitz, Ultimate Transportation