Personal Savings

Save more for what matters to you.

Open an Account

Whether you’re saving for specific plans or saving just in case, we want you to feel ready for what the future may bring. We’re here to help you find the best personal savings account for your own goals and needs, whatever they are.

And when you open an account with Western, you get personalized service, convenient digital banking options, and various account features and benefits that make accessing and growing your savings simple.

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Personal Savings

Western's Personal Savings account gives you a traditional option to save for what you need, with all the benefits of banking at Western.

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Treasury Market Account

A Treasury Market Account offers a more flexible option to grow your savings, while still giving you easy access to your money when you need it.

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Lil’ Buckaroo Savings Account

Our Lil’ Buckaroo Savings Account comes with activities and perks to start kids on the path to savings, as well as Lil' Buckaroo Savings Club membership.

More ways to save


Certificate of Deposit

A dependable investment option that offers great rates and access.

Health Savings Account (HSA)

An account to build funds for medical expenses and the future.

Individual Retirement Account (IRA)

An easy way to save for your retirement years.

Get more information about these savings options at a Western State Bank near you.

Find a Western Location

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Open a savings account that works for you.

Contact our team today to get started.

Contact a personal banker

"Our organization was drawn to Western's local roots, friendly service, competitive rates, and low fees. Western shares our commitment to the community, and they support our kids and families in so many ways. We're very happy we switched!"

Bob Holman, Devils Lake Youth Activities

"I wanted to reach out to say thank you. Western has been a very good bank to us and this is just another example of the help you provide!"

Chris and Samantha Bachmeier, Bachmeier Homes

"I consider our relationship with Western as a real partnership that adds value to our business."

Jim Szymanski, James Associates