Personal Savings

Save more for what matters to you.

Open an Account

Whether you’re saving for specific plans or saving just in case, we want you to feel ready for what the future may bring. We’re here to help you find the best personal savings account for your own goals and needs, whatever they are.

And when you open an account with Western, you get personalized service, convenient digital banking options, and various account features and benefits that make accessing and growing your savings simple.

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Personal Savings

Western's Personal Savings account gives you a traditional option to save for what you need, with all the benefits of banking at Western.

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Treasury Market Account

A Treasury Market Account offers a more flexible option to grow your savings, while still giving you easy access to your money when you need it.

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Lil’ Buckaroo Savings Account

Our Lil’ Buckaroo Savings Account comes with activities and perks to start kids on the path to savings, as well as Lil' Buckaroo Savings Club membership.

More ways to save


Certificate of Deposit

A dependable investment option that offers great rates and access.

Health Savings Account (HSA)

An account to build funds for medical expenses and the future.

Individual Retirement Account (IRA)

An easy way to save for your retirement years.

Get more information about these savings options at a Western State Bank near you.

Find a Western Location

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Open a savings account that works for you.

Contact our team today to get started.

Contact a personal banker

"At Western, the personal service is really different. The products are great, but their ultimate personal service really stands out."

Ron Schmitz, Ultimate Transportation

"Angie and the team were great! I am a first-time homebuyer so I was new to the process. Angie and the team made things easy and helped guide me from start to finish. It was an awesome experience and I will recommend Angie to all my friends and family."

Hayden, Mortgage Customer, West Fargo

"I am happy I moved my business checking account and treasury management services to Western over 15 years ago. They save my business money, they provide the treasury services my business needs, and the team provides excellent customer service. I appreciate and value my banking relationship with Western State Bank."

Rob Jordahl, President/Owner of Jordahl Custom Homes, Inc.