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Western State Bank

Savings

Start saving for emergencies, wish list or future expenses. Our Personal Bankers will help you find the best savings account so you can have the right balance for everyday expenses and savings.

  • Regular Savings

    Earns interest while requiring a low minimum balance makes this account an excellent way to start saving.

    Regular Savings Account features and benefits include:

    • $100 minimum balance
    • No minimum required if under age 18
    • $5 monthly fee if minimum balance is not maintained
    • Quarterly statement
    • Free Western Cash Card
    • Free TeleBank
    • Free Direct Deposit
    • Free Online Banking
    • Free Mobile Banking
    • Free Standard Bill Pay
    • Say Goodbye to ATM Fees!*
    • Interest compounded/ paid quarterly

    *Limitations Apply. Ask banker for more details.

     
  • Treasury Market Account

    The savings account you can access almost like a checking account. Enjoy convenience and earn interest.

    Treasury Market Account features and benefits include:

    • $1,000 minimum balance
    • $10 monthly fee if minimum balance is not maintained
    • Six transfers and/or withdrawals per calendar month
    • Free Western Cash or Western Cash & Check Card*
    • Free TeleBank
    • Free Direct Deposit
    • Free Online Banking
    • Free Mobile Banking
    • Free Standard Bill Pay
    • Free Identity Theft Protection
    • Say Goodbye to ATM Fees - Automatic reimbursement!*
    • Monthly statement
    • Earns variable rate of interest.
    • Interest compounded/paid monthly.

    *Limitations Apply. Ask banker for more details.

     
  • Certificate of Deposit

    Our CD’s offer a fixed interest rate up to five years and we let YOU pick the term! Please contact your local Western State Bank for our current rates.

     
  • Health Savings Accounts (HSAs)

    If you have a high deductible health place, we can help you set up an HSA. An HSA is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse and your dependents. Click here for a full list of qualified medical and dental deductions/reimbursements.

    Contact a Personal Banker for more information.

     
  • Individual Retirement Accounts

    There is diversity in retirement accounts and Western offers you three: Coverdell, Roth and Traditional IRAs.

    Contact your local Western State Bank for more information.

     
  • Lil’ Buckaroo Savings Account

    Teach children to save at an early age and they will learn excellent savings habits. This account is a unique educational savings program for children which teaches them saving can be fun and rewarding.

    Lil’ Buckaroo Savings Account features and benefits include:

    • No minimum balance required
    • Educational savings program for children up to 12 years old
    • No monthly service charge
    • Learn how to earn, save and exchange money
    • Receive gifts and earn a bonus in the form of Lil' Buckaroo Bucks from each $10 deposit to purchase items in the Lil' Buck Shop
    • Receive invitations to events throughout the year
    • Receive newsletters throughout the year
    • Interest compounded/ paid quarterly
     

 

Stay Connected!

Western State Bank will be closed Monday, May 29, in honor of Memorial Day. Normal business hours will resume on Tuesday, May 30. Have a safe & happy Memorial Day weekend!