Treasury Market Account

A flexible option to grow your personal savings.

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You shouldn’t have to decide between earning on your savings and having easy access to your money. Our Treasury Market Account makes it so you don’t have to. You can enjoy up to 10 free debit transactions per month*, while interest is compounded and credited monthly.

Compare your savings account options.**

Account Features

Personal Savings

Treasury Market Account

Lil’ Buckaroo Savings Account

Account Summary A traditional savings account with a low minimum balance. A more flexible option to grow your savings. An account for ages 12 and under, with perks to make saving fun for kids and their families.
Minimum Opening Deposit $50 $50 $50
Monthly Minimum Balance and Related Requirements $100 minimum balance for ages 18+, no minimum balance for ages under 18 $1,000 minimum balance None
Monthly Service Fee $5 monthly fee if balance falls below minimum balance requirement any day during that month $10 monthly fee if balance falls below minimum balance requirement any day during that month None
Per Debit Item Fee None No fee for the first 10 debits each month; $5 per debit item fee when there are more than 10 customer-initiated debit transactions during the monthly statement period None
Interest Interest compounded and credited quarterly Interest compounded and credited monthly Interest compounded and credited quarterly
Additional features and benefits
Free Online Banking and Mobile Banking Yes Yes Yes
ATM Fee Refunds Yes Yes
Free Initial Western ATM Card Yes
Lil’ Bucks to purchase prizes at Western Yes
Kid-friendly newsletters Yes
Exclusive invitations to family-friendly events Yes
Older couple standing and looking at each other in front of a house

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"Our organization was drawn to Western's local roots, friendly service, competitive rates, and low fees. Western shares our commitment to the community, and they support our kids and families in so many ways. We're very happy we switched!"

Bob Holman, Devils Lake Youth Activities

"Our family has been banking at Western for three generations now. I’ve been here over 40 years. During that time, a relationship of mutual trust has been built, and I feel very comfortable here at Western. I like the fact that I personally know most everyone. Western has always worked with us as our farm and family have grown."

Terry (James & Jon) Haman, Crary, ND

"Chezy has had tremendous growth over the past couple of years and Western has been there every step of the way! We pride ourselves on providing quality video marketing content while being budget conscious. We chose Western to be our bank because of their great service, their ability to scale with Chezy as we’ve grown, and their ability to save us money on our banking services!"

Joe Tjosvold, Founder of Chezy