Treasury Market Account

A flexible option to grow your personal savings.

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You shouldn’t have to decide between earning on your savings and having easy access to your money. Our Treasury Market Account makes it so you don’t have to. You can enjoy up to 10 free debit transactions per month*, while interest is compounded and credited monthly.

Compare your savings account options.**

Account Features

Personal Savings

Treasury Market Account

Lil’ Buckaroo Savings Account
Account Summary A traditional savings account with a low minimum balance. A more flexible option to grow your savings. An account for ages 12 and under, with perks to make saving fun for kids and their families.
Minimum Opening Deposit $50 $50 $50
Monthly Minimum Balance and Related Requirements $100 minimum balance for ages 18+, no minimum balance for ages under 18 $1,000 minimum balance None
Monthly Service Fee $5 monthly fee if balance falls below minimum balance requirement any day during that month $10 monthly fee if balance falls below minimum balance requirement any day during that month None
Per Debit Item Fee None No fee for the first 10 debits each month; $5 per debit item fee when there are more than 10 customer-initiated debit transactions during the monthly statement period None
Interest Interest compounded and credited quarterly Interest compounded and credited monthly Interest compounded and credited quarterly
Additional features and benefits
Free Online Banking and Mobile Banking Yes Yes Yes
ATM Fee Refunds Yes Yes
Free Initial Western ATM Card Yes
Lil’ Bucks to purchase prizes at Western Yes
Kid-friendly newsletters Yes
Exclusive invitations to family-friendly events Yes
Older couple standing and looking at each other in front of a house

See what it’s like to choose a bank focused on you.

Contact our team to open an account or get answers to your questions.

Contact a personal banker

"At Western, the personal service is really different. The products are great, but their ultimate personal service really stands out."

Ron Schmitz, Ultimate Transportation

"I am happy I moved my business checking account and treasury management services to Western over 15 years ago. They save my business money, they provide the treasury services my business needs, and the team provides excellent customer service. I appreciate and value my banking relationship with Western State Bank."

Rob Jordahl, President/Owner of Jordahl Custom Homes, Inc.

"Chezy has had tremendous growth over the past couple of years and Western has been there every step of the way! We pride ourselves on providing quality video marketing content while being budget conscious. We chose Western to be our bank because of their great service, their ability to scale with Chezy as we’ve grown, and their ability to save us money on our banking services!"

Joe Tjosvold, Founder of Chezy