Personal Checking

Choose a checking account that works for you.

Open an account

Your financial goals and needs aren’t the same as everyone else’s. We offer a variety of account options, so you can find the right checking account for your lifestyle.

And with any personal checking account from Western, you get personalized support, convenient digital banking options, and a variety of account features and benefits to make everyday banking easy.

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Free Checking

Western’s Free Checking gives you basic checking, without a minimum monthly balance requirement and with all the benefits of hometown banking.

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VIP Checking

Our VIP Checking account includes all the basics of a checking account at Western, with added features and benefits.

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VIP Plus Checking

Our VIP Plus Checking account includes the most benefits and features of all of our personal checking account offerings.

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Future Checking

Future Checking is the ideal student checking account for individuals ages 17 or younger, offering the benefits of banking with Western along with an annual scholarship opportunity.

Find the right checking account for your lifestyle.

Contact our team for more details today.

Contact a personal banker

"The team helped me every step of the way. They responded immediately and worked very hard so that I had all the pieces of information."

Kristine, Mortgage Customer, West Fargo

"Western State Bank treats me like a customer and not like a number. You get the feeling that they actually appreciate your business."

Roddy Riggs, Arizona

"Chezy has had tremendous growth over the past couple of years and Western has been there every step of the way! We pride ourselves on providing quality video marketing content while being budget conscious. We chose Western to be our bank because of their great service, their ability to scale with Chezy as we’ve grown, and their ability to save us money on our banking services!"

Joe Tjosvold, Founder of Chezy