Personal Checking

Choose a checking account that works for you.

Open an account

Your financial goals and needs aren’t the same as everyone else’s. We offer a variety of account options, so you can find the right checking account for your lifestyle.

And with any personal checking account from Western, you get personalized support, convenient digital banking options, and a variety of account features and benefits to make everyday banking easy.

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Free Checking

Western’s Free Checking gives you basic checking, without a minimum monthly balance requirement and with all the benefits of hometown banking.

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VIP Checking

Our VIP Checking account includes all the basics of a checking account at Western, with added features and benefits.

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VIP Plus Checking

Our VIP Plus Checking account includes the most benefits and features of all of our personal checking account offerings.

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Future Checking

Future Checking is the ideal student checking account for individuals ages 17 or younger, offering the benefits of banking with Western along with an annual scholarship opportunity.

Find the right checking account for your lifestyle.

Contact our team for more details today.

Contact a personal banker

"Our organization was drawn to Western's local roots, friendly service, competitive rates, and low fees. Western shares our commitment to the community, and they support our kids and families in so many ways. We're very happy we switched!"

Bob Holman, Devils Lake Youth Activities

"I consider our relationship with Western as a real partnership that adds value to our business."

Jim Szymanski, James Associates

"This is the type of banking relationship a business hopes to achieve with its banker. We look forward to a long-term relationship with Western State Bank."

Clinton O. Shreeve, LC Jacobson & Company