Clubs and Programs

See what our clubs and programs can offer you.

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Life is better when we're connected. Our clubs and programs are all about recognizing you and bringing us together. From offering extra perks and benefits through our programs to getting together in person through our clubs, there's something for everyone at Western State Bank.

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Good Neighbor Club

Enjoy your best years with people who share your values. A club for ages 50+, members get invitations to exclusive events, learning opportunities, and more.

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Freedom Banking

We proudly support those who serve our country. This program offers benefits and discounts for individuals who serve (or have served) in any branch of the United States military.

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Hometown Heroes

We’re here to recognize how our Hometown Heroes help our communities. This program offers benefits and discounts for individuals who work (or have worked) in a variety of professions.

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Refer-a-Friend Program

Banking is better with friends. Earn $100 when you refer a friend or family member and they open a personal checking account with us.

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100 Ways to Earn

You deserve a little something extra. Earn up to $100 when you open a personal checking account with us and complete a few easy steps.

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Move-on-Over Kit

Switching banks should be easy. At Western State Bank, it is. Use our Move on Over Kit to transition your accounts and experience the hometown banking difference.

Options for kids and students

Future Checking

Future Checking is the ideal student checking account for individuals ages 17 or younger, offering the benefits of banking with Western along with an annual scholarship opportunity.

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Lil’ Buckaroo Savings Account

Our Lil’ Buckaroo Savings Account comes with activities and perks to start kids on the path to savings, as well as Lil' Buckaroo Savings Club membership.

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Join the Western community.

Get in touch with our team to sign up for a club or program today.

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"The team helped me every step of the way. They responded immediately and worked very hard so that I had all the pieces of information."

Kristine, Mortgage Customer, West Fargo

"Western State Bank treats me like a customer and not like a number. You get the feeling that they actually appreciate your business."

Roddy Riggs, Arizona

"Turning to Western State Bank was the best choice we made for our mortgage. The process was quick, always friendly, caring, and very professional."

Kim Taxdahl, Mortgage Customer, Arizona