A Lil’ Buckaroo Savings Account makes it easy to help the kids in your life learn about finances — and have fun doing it.
When you open a Lil’ Buckaroo Savings Account for a child age 12 or under*, they become a member of our Lil’ Buckaroo Savings Club. The club offers unique opportunities and activities for the entire family to create fun memories and encourage healthy financial habits.
With an account, your child receives:
- Kids savings account, without a monthly minimum balance requirement
- Lil’ Bucks to purchase prizes at Western locations
- Seasonal newsletters with tips and activities
- Invitations to members-only, family-oriented events
Compare your savings account options.**
Account Features |
Personal Savings |
Treasury Market Account |
Lil’ Buckaroo Savings Account |
|---|---|---|---|
| Account Summary | A traditional savings account with a low minimum balance. | A more flexible option to grow your savings. | An account for ages 12 and under, with perks to make saving fun for kids and their families. |
| Minimum Opening Deposit | $50 | $50 | $50 |
| Monthly Minimum Balance and Related Requirements | $100 minimum balance for ages 18+, no minimum balance for ages under 18 | $1,000 minimum balance | None |
| Monthly Service Fee | $5 monthly fee if balance falls below minimum balance requirement any day during that month | $10 monthly fee if balance falls below minimum balance requirement any day during that month | None |
| Per Debit Item Fee | None | No fee for the first 10 debits each month; $5 per debit item fee when there are more than 10 customer-initiated debit transactions during the monthly statement period | None |
| Interest | Interest compounded and credited quarterly | Interest compounded and credited monthly | Interest compounded and credited quarterly |
Additional features and benefits |
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| Free Online Banking and Mobile Banking |  |
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| ATM Fee Refunds | |
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| Free Initial Western ATM Card | |
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| Lil’ Bucks to purchase prizes at Western | |
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| Kid-friendly newsletters | |
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| Exclusive invitations to family-friendly events | |
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See what it's like to choose a bank focused on you.
Contact our team to open an account or get more information today.