Credit Cards

Money where and when you need it.

Apply for a Credit Card

Whether you’re building credit, looking for rewards, or preparing for an emergency, a personal credit card from Western State Bank is what you’re looking for.

Spend safely.

Your safety is our number one priority. When you spend with your Western State Bank credit card, you’ll have zero fraud liability* — which means if your card is lost or stolen, you won’t be liable for any fraudulent charges.

Get help anytime, anywhere.

If you have questions or need assistance with your personal credit card, Cardmember Service experts are available for support 24 hours a day, 365 days a year.

Compare cards made for you.

What you’re looking for in a card is unique. We offer a variety of credit cards to match your needs.

Together, we can reach your goals.

We’re here to help you find the right credit card for your needs.

Contact a personal banker

"At Western, the personal service is really different. The products are great, but their ultimate personal service really stands out."

Ron Schmitz, Ultimate Transportation

"Western State Bank treats me like a customer and not like a number. You get the feeling that they actually appreciate your business."

Roddy Riggs, Arizona

"I have banked with Western State Bank for over 10 years and they have always exceeded my expectations! To be successful in business, I feel it is critical to have a great bank on your side. Western has always been there for me."

Rob Jordahl, President/Co-owner, Meridian Commercial Construction, Inc.