Agricultural Banking

Partner with people who understand your business.

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Your work in agriculture doesn't stop. Rain or shine, our communities depend on you.

Western State Bank was founded in rural North Dakota. Our neighbors, friends, and family have roots in agriculture and know the challenges and rewards you face every day. If you’re looking for a financing partner who shares your values and work ethic, you’ve come to the right place.

Banking options for you.

You do the work you do because it’s important. We can help with options made for you. Our programs include:

  • Operating loans
  • Equipment financing
  • Livestock loans
  • Real estate loans
  • Farm Service Agency guaranteed loans

Let's get started.

To save on your valuable time, we recommend bringing these documents to your first meeting:

  • Three years of balance sheets with all schedules
  • Three years of Federal tax returns with all schedules and W-2s

Contact our team

Farmer man working in a field

Work with a bank that puts you first.

Contact our team for more information today.

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"Our family has been banking at Western for three generations now. I’ve been here over 40 years. During that time, a relationship of mutual trust has been built, and I feel very comfortable here at Western. I like the fact that I personally know most everyone. Western has always worked with us as our farm and family have grown."

Terry (James & Jon) Haman, Crary, ND

"I consider our relationship with Western as a real partnership that adds value to our business."

Jim Szymanski, James Associates

"I am happy I moved my business checking account and treasury management services to Western over 15 years ago. They save my business money, they provide the treasury services my business needs, and the team provides excellent customer service. I appreciate and value my banking relationship with Western State Bank."

Rob Jordahl, President/Owner of Jordahl Custom Homes, Inc.