Agricultural Banking

Partner with people who understand your business.

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Your work in agriculture doesn't stop. Rain or shine, our communities depend on you.

Western State Bank was founded in rural North Dakota. Our neighbors, friends, and family have roots in agriculture and know the challenges and rewards you face every day. If you’re looking for a financing partner who shares your values and work ethic, you’ve come to the right place.

Banking options for you.

You do the work you do because it’s important. We can help with options made for you. Our programs include:

  • Operating loans
  • Equipment financing
  • Livestock loans
  • Real estate loans
  • Farm Service Agency guaranteed loans

Let's get started.

To save on your valuable time, we recommend bringing these documents to your first meeting:

  • Three years of balance sheets with all schedules
  • Three years of Federal tax returns with all schedules and W-2s

Contact our team

Farmer man working in a field

Work with a bank that puts you first.

Contact our team for more information today.

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"Our family has been banking at Western for three generations now. I’ve been here over 40 years. During that time, a relationship of mutual trust has been built, and I feel very comfortable here at Western. I like the fact that I personally know most everyone. Western has always worked with us as our farm and family have grown."

Terry (James & Jon) Haman, Crary, ND

"I consider our relationship with Western as a real partnership that adds value to our business."

Jim Szymanski, James Associates

"I have banked with Western State Bank for over 10 years and they have always exceeded my expectations! To be successful in business, I feel it is critical to have a great bank on your side. Western has always been there for me."

Rob Jordahl, President/Co-owner, Meridian Commercial Construction, Inc.