Hometown Heroes

Feel appreciated for your public service.

Talk to a personal banker

Each day, you make our hometowns safer, better, and brighter. We’re here to recognize that.

Hometown Heroes is our program that offers banking benefits for individuals who work (or have worked) in the fields of: Education (K-12 and post-secondary education), Emergency Medical Service, Fire, Law Enforcement, Medical, and Military.

Program benefits

Our Hometown Heroes receive:

  • VIP Checking with no minimum balance requirement*
  • Automatic reimbursements on ATM fees**
  • Ten free gift cards per year
  • No processing fee and discounted rates on consumer loans***
  • No processing fee on home equity loans****
  • No annual fee on approved instant credit
  • No fee for stop payments
  • Up to $500 off mortgage closing costs (on a purchase or refinance)*****
  • Free Western checks on every order (or $10 discount for alternative design)
  • Free safe deposit box for the first year, and 10% discount for the following years
  • Free notary service
  • $25 deposit into new Lil' Buckaroo savings account for a family member
Focused on Relationships

Focused on Relationships

You’re greeted with warmth, attention, and kindness during every visit.

Fast and Responsive Service

Fast and Responsive Service

Get quick answers from real people with no appointments, hassles, or phone trees.

You deserve to be recognized.

Your work makes an impact. We believe in serving those who make our communities a better place.

Sign up for Hometown Heroes

Another option for military members.

Freedom Banking is for individuals who serve (or have served) in the United States military.

See what it’s like to choose a bank focused on you.

Contact our team for more information.

Contact Us Today

"Our organization was drawn to Western's local roots, friendly service, competitive rates, and low fees. Western shares our commitment to the community, and they support our kids and families in so many ways. We're very happy we switched!"

Bob Holman, Devils Lake Youth Activities

"The team helped me every step of the way. They responded immediately and worked very hard so that I had all the pieces of information."

Kristine, Mortgage Customer, West Fargo

"This is the type of banking relationship a business hopes to achieve with its banker. We look forward to a long-term relationship with Western State Bank."

Clinton O. Shreeve, LC Jacobson & Company