Kristi Richards is a Vice President/Business Banking Officer based out of our Deer Valley location. She also serves the Sun City and Sun City West areas.

She joined Western State Bank in 2018. Her duties include commercial business development and providing banking solutions to current and potential business customers. Kristi has over 15 years of banking experience.

Originally from Westminster, CO, Kristi received her Bachelor of Science Degree in Public Health from the University of Northern Colorado. Kristi serves on the Dysart Education Foundation Board, the finance committee for Benevilla, and various committees with the Arizona Roofing Contractors Association. She volunteers for Habitat for Humanity and West Valley Food Bank.