Consumer Loans

Options to help make life happen.

Apply for a loan

From buying the car of your dreams to funding your next adventure, a consumer loan from Western State Bank* gives you the flexibility to do it faster. Local decision-making from a community bank means you get responsive answers and personalized service throughout the entire process.

A consumer loan can help you with purchases such as a new car, truck, or recreational vehicle (including an ATV, boat, snowmobile, or motorcycle).

Borrowing made easy.

With our competitive rates, flexible terms, and personalized support, you'll feel informed and confident every step of the way.

Apply Today

Together, we can reach your goals.

We’re here to help you find the right loan for your needs.

Contact a personal banker

"Absolutely love the people and service I receive here. It is the definition of "neighborhood bank". I am always treated well and receive wonderful service.""

M.C., Sun City West

"Our organization was drawn to Western's local roots, friendly service, competitive rates, and low fees. Western shares our commitment to the community, and they support our kids and families in so many ways. We're very happy we switched!"

Bob Holman, Devils Lake Youth Activities

"Western State Bank treats me like a customer and not like a number. You get the feeling that they actually appreciate your business."

Roddy Riggs, Arizona