Consumer Loans

Options to help make life happen.

Apply for a loan

From buying the car of your dreams to funding your next adventure, a consumer loan from Western State Bank* gives you the flexibility to do it faster. Local decision-making from a community bank means you get responsive answers and personalized service throughout the entire process.

A consumer loan can help you with purchases such as a new car, truck, or recreational vehicle (including an ATV, boat, snowmobile, or motorcycle).

Focused on Relationships

Focused on Relationships

You’re greeted with warmth, attention, and kindness during every visit.

Exclusive Clubs and Programs

Exclusive Clubs and Programs

At any age, Western feels like home. Our clubs and programs highlight what matters to you.

Fast and Responsive Service

Fast and Responsive Service

Get quick answers from real people with no appointments, hassles, or phone trees.

Borrowing made easy.

With our competitive rates, flexible terms, and personalized support, you'll feel informed and confident every step of the way.

Apply Today

Together, we can reach your goals.

We’re here to help you find the right loan for your needs.

Contact a personal banker

"I have had excellent experiences with this bank. They helped us with refinancing our home and I feel that our checking account is secure with them. I get a notice any time my debit card is used. Super employees and they treat customers with respect."

Faith, Casa Grande

"I cannot say enough good things about this bank! Everyone inside greets you by name and it’s always such a positive, efficient and professional experience that also feels homey and friendly."

Katie, Scottsdale

"This is the type of banking relationship a business hopes to achieve with its banker. We look forward to a long-term relationship with Western State Bank."

Clinton O. Shreeve, LC Jacobson & Company