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Western State Bank in Sun City West

Whether you’re a year-round resident or seasonal visitor, you’ll feel right at home at Western State Bank.

If you want to use space in our bank for your recreational center club meetings, need to see a banker one on one, or just feel like stopping by to have a cup of coffee and chat, you’re always welcome here.

Beyond helping with your banking needs, we offer a popular Good Neighbor Club for customers ages 50 or better. Club membership comes with excellent account benefits and invitations to a range of exclusive events. Past events include a Veterans Day celebration, Grandparents Day breakfast, New Year’s Eve lunch, and more.

Our team is also active in the community, so you may regularly see us around town. We participate in events such as the annual North Dakota Club Picnic at Beardsley Park, West Valley Senior Expo, Sun City West ARC Car Show, and more.

Meet Our Team

Location Details


19440 North RH Johnson Blvd. Sun City West, AZ 85375




Drive up: 8 a.m. - 5 p.m. Lobby: 8 a.m. - 5 p.m.


Drive up: Closed Lobby: Closed
Jeannine Kincade headshot

Jeannine Kincade, Retail Banking Manager

Jeannine joined the Western State Bank team in 2016. She has over 20 years of experience in the industry, with previous roles at banks and credit unions.

Her favorite part about working for Western is the community feeling shared between bank employees and customers. Jeannine and her team love working one on one with their customers and value the relationships they get to build every day. “It’s like a small-town bank with a caring, friendly feel,” she shares.

Contact Jeannine

Options to fit your needs.

Your banking needs are unique. That's why we offer a variety of options for personal and business banking.

Founded in 1902 icon

Founded in 1902

Five Star Superior Rating by Bauer Financial icon

Five Star Superior Rating by Bauer Financial

Bankrate's Best Regional Bank (2019 and 2020) icon

Bankrate's Best Regional Bank (2019 and 2020)

What's different about Western?

We're a refreshing alternative to big-bank attitudes, policies, and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates.

See the Western Difference

"Angie and the team were great! I am a first-time homebuyer so I was new to the process. Angie and the team made things easy and helped guide me from start to finish. It was an awesome experience and I will recommend Angie to all my friends and family."

Hayden, Mortgage Customer, West Fargo

"Awesome job, Roxanne! Always a pleasure to work with you. Your attention to detail and promptness are exceptional! "

Becki, Mortgage Customer, West Fargo

"Beth and her team helped me every step of the way. They responded immediately and worked very hard so that I had all the pieces of information."

Kristine, Mortgage Customer, West Fargo