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Western State Bank in Sun City West

Whether you’re a year-round resident or seasonal visitor, you’ll feel right at home at Western State Bank.

If you want to use space in our bank for your recreational center club meetings, need to see a banker one on one, or just feel like stopping by to have a cup of coffee and chat, you’re always welcome here.

Beyond helping with your banking needs, we offer a popular Good Neighbor Club for customers ages 50 or better. Club membership comes with excellent account benefits and invitations to a range of exclusive events. Past events include a Veterans Day celebration, Grandparents Day breakfast, New Year’s Eve lunch, and more.

Our team is also active in the community, so you may regularly see us around town. We participate in events such as the annual North Dakota Club Picnic at Beardsley Park, West Valley Senior Expo, Sun City West ARC Car Show, and more.

Meet Our Team

Location Details


19440 North RH Johnson Blvd. Sun City West, AZ 85375




Drive up: 8 a.m. - 5 p.m. Lobby: 8 a.m. - 5 p.m.


Drive up: Closed Lobby: Closed
Jeannine Kincade headshot

Jeannine Kincade, Retail Banking Manager

Jeannine joined the Western State Bank team in 2016. She has over 20 years of experience in the industry, with previous roles at banks and credit unions.

Her favorite part about working for Western is the community feeling shared between bank employees and customers. Jeannine and her team love working one on one with their customers and value the relationships they get to build every day. “It’s like a small-town bank with a caring, friendly feel,” she shares.

Contact Jeannine

Options to fit your needs.

Your banking needs are unique. That's why we offer a variety of options for personal and business banking.

Founded in 1902 icon

Founded in 1902

Five Star Superior Rating by Bauer Financial icon

Five Star Superior Rating by Bauer Financial

Recognized as a Best Regional Bank icon

Recognized as a Best Regional Bank

What's different about Western?

We're a refreshing alternative to big-bank attitudes, policies, and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates.

See the Western Difference

Meet our Sun City West team.

Debbie Jauregui

Debbie Jauregui

Personal Banker

Jeannine Kincade

Jeannine Kincade

Retail Banking Manager

Carrie Lewis

Carrie Lewis

Customer Service Manager

Carrie Soto

Carrie Soto

Personal Banker

"At Western, the personal service is really different. The products are great, but their ultimate personal service really stands out."

Ron Schmitz, Ultimate Transportation

"Our family has been banking at Western for three generations now. I’ve been here over 40 years. During that time, a relationship of mutual trust has been built, and I feel very comfortable here at Western. I like the fact that I personally know most everyone. Western has always worked with us as our farm and family have grown."

Terry (James & Jon) Haman, Crary, ND

"Beth and her team helped me every step of the way. They responded immediately and worked very hard so that I had all the pieces of information."

Kristine, Mortgage Customer, West Fargo