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Western State Bank in Sun City West

Whether you’re a year-round resident or seasonal visitor, you’ll feel right at home at Western State Bank.

If you want to use space in our bank for your recreational center club meetings, need to see a banker one on one, or just feel like stopping by to have a cup of coffee and chat, you’re always welcome here.

Beyond helping with your banking needs, we offer a popular Good Neighbor Club for customers ages 50 or better. Club membership comes with excellent account benefits and invitations to a range of exclusive events. Past events include a Veterans Day celebration, Grandparents Day breakfast, New Year’s Eve lunch, and more.

Our team is also active in the community, so you may regularly see us around town. We participate in events such as the annual North Dakota Club Picnic at Beardsley Park, West Valley Senior Expo, Sun City West ARC Car Show, and more.

Meet Our Team

Location Details


19440 North RH Johnson Blvd. Sun City West, AZ 85375




Drive up: 8 a.m. - 5 p.m. Lobby: 8 a.m. - 5 p.m.


Drive up: Closed Lobby: Closed
Jacklyn Smith headshot

Jacklyn Smith, Retail Banking Manager

Jacklyn is the Retail Banking Manager at our Sun City West location. She joined the Western State Bank team in 2020, serving as a Personal Banker before stepping into her current role.

In her position, she loves leading the driven, customer-focused retail team in Sun City West. She enjoys the interactions she gets to have with customers, saying, "One of my favorite parts of working in this role is creating relationships and building trust with our customers."

Jacklyn also appreciates the Sun City West area as a whole. "I love how active the community is, with the recreation centers and the number of clubs the community has," she shares.

Contact Jacklyn

Options to fit your needs.

Your banking needs are unique. That's why we offer a variety of options for personal and business banking.

Founded in 1902 icon

Founded in 1902

Five Star Superior Rating by Bauer Financial icon

Five Star Superior Rating by Bauer Financial

Recognized as a Best Regional Bank icon

Recognized as a Best Regional Bank

What's different about Western?

We're a refreshing alternative to big-bank attitudes, policies, and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates.

See the Western Difference

Meet our Sun City West team.

Jackie Chenery

Jackie Chenery

Vice President/Mortgage and Construction Loan Officer

Carrie Lewis

Carrie Lewis

Customer Service Manager

Bobbi Orcutt

Bobbi Orcutt

Senior Vice President/AZ Mortgage Production Manager

Olivia Ritzman

Olivia Ritzman

Personal Banker

Nik Rubicz

Nik Rubicz

Mortgage and Construction Loan Officer

Jacklyn Smith

Jacklyn Smith

Retail Banking Manager

Carrie Soto

Carrie Soto

Personal Banker

"This is the type of banking relationship a business hopes to achieve with its banker. We look forward to a long-term relationship with Western State Bank."

Clinton O. Shreeve, LC Jacobson & Company

"Angie and the team were great! I am a first-time homebuyer so I was new to the process. Angie and the team made things easy and helped guide me from start to finish. It was an awesome experience and I will recommend Angie to all my friends and family."

Hayden, Mortgage Customer, West Fargo

"Turning to Western State Bank was the best choice we made for our mortgage. The process was quick, always friendly, caring, and very professional."

Kim Taxdahl, Mortgage Customer, Arizona