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Western State Bank

Western State Bank in Sun City West

No matter if you’re a year-round resident or seasonal visitor, you’ll feel right at home at Western State Bank.

Whether you want to use space in our bank for your recreational center club meetings, need to see a banker one on one, or just feel like stopping by to have a cup of coffee and chat, you’re always welcome here.

Beyond helping with your banking needs, we offer a popular Good Neighbor Club for customers ages 50 or better. Club membership comes with excellent account benefits and invitations to a range of exclusive events. Past events include a Veterans Day celebration, Grandparents Day breakfast, New Year’s Eve lunch and more.

Our team is also active in the community, so you may regularly see us around town. We participate in events such as the annual North Dakota Club Picnic at Beardsley Park, West Valley Senior Expo, Sun City West ARC Car Show and more.

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Location Details

19440 North RH Johnson Blvd.
Sun City West, AZ 85375

Monday-Friday: 8 a.m. - 5 p.m.
Saturday and Sunday: Closed

833-243-2524 (Toll-free)



Meet our banking manager.

Jeannine Kincade, Retail Banking Manager

Jeannine is our Retail Banking Manager in Sun City West. She has over 20 years of experience in the industry, with previous roles at banks and credit unions. She joined the Western team in 2016. 

Her favorite part about working for Western is the community feeling shared between bank employees and customers. Jeannine and her team love working one on one with their customers and value the relationships they get to build every day. “It’s like a small-town bank with a caring, family, friendly feel,” she shares.

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What's different about Western?


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Five Star Superior Rating by Bauer Financial Founded in 1902



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Full-service banking including personal, business, mortgage and investments FDIC-insured


We're a refreshing alternative to big bank attitudes, policies and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates. 

Our core values are at the center of everything we do. Whether you're a new customer or you've been banking with us for years, here's what you should expect:

  • You'll be respected and heard.
  • Your banking solution will be in your best interests.
  • If we make a mistake with your account, we'll make it right.
  • We'll do what we say we'll do for you.
  • You'll be treated with dignity, honesty, and courtesy.
  • You'll be greeted with a smile and a helpful attitude.
  • You'll receive knowledgeable advice.
  • Your personal and financial information will be kept confidential.
  • We'll work to simplify your finances.

Options to fit your needs.

Your banking needs are as unique as you are. That's why we offer a variety of options for personal and business banking.

Visit any of our seven locations in Arizona.

Wherever you live or work in the Valley, there’s likely a Western State Bank location near you. Stop by any of our banks to discover the difference of hometown banking.

Western State Bank Arizona Locations Map

Connect with a banker in Sun City West.

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If you have any questions, please contact our Customer Care Department at 877-846-9345.