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Western State Bank in Sun City

Customer service is more than a buzzword for our bank. We’re guided by our North Dakota roots. To us, it means we focus on our values, our customers, and our communities every single day — and serving you is at the center of it all. Whether you want to stop by for a cup of coffee or meet with a banker at your convenience, you’re always welcome here.

Beyond helping with your banking needs, we offer a popular Good Neighbor Club for customers ages 50 or better. Club membership comes with excellent account benefits and invitations to exclusive events. We put on a range of parties, seminars, and holiday celebrations. Past events include an estate planning informational seminar, holiday party, Grandparents Day breakfast, and more.

You've also probably seen our banking team around town. We’re active at various community events such as the Sun City Senior Expo, Lovin’ Life after 50 Expo, and Vintage Vehicles of Sun City Spring Fling.

Meet Our Team

Location Details


10050 W. Bell Rd. Suite 6 Sun City, AZ 85351




Lobby: 8 a.m. - 5 p.m.


Lobby: Closed
Jennifer Gutierrez Headshot

Jennifer Gutierrez, Retail Banking Manager

Jennifer has been with Western since 2019. Before joining the team, she held various roles in the financial industry. She enjoys connecting with customers on a personal level and helping them reach their financial goals. Her team provides a personal banking experience that makes life easier for customers. As she shares, “We make sure our service and actions match who we say we are. Our customers can tell that we genuinely care.”

Jennifer is also our Good Neighbor Club Director in Sun City. She organizes events for members and connects with them throughout the year. She loves being in the close-knit community of Sun City and seeing friendly faces both in and outside of the bank.

Contact Jennifer

Options to fit your needs.

Your banking needs are unique. That's why we offer a variety of options for personal and business banking.

Founded in 1902 icon

Founded in 1902

Five Star Superior Rating by Bauer Financial icon

Five Star Superior Rating by Bauer Financial

Recognized as a Best Regional Bank icon

Recognized as a Best Regional Bank

What's different about Western?

We're a refreshing alternative to big-bank attitudes, policies, and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates.

See the Western Difference

Meet our Sun City team.

Jackie Chenery

Jackie Chenery

Vice President/Mortgage and Construction Loan Officer

Loretta Gilbert

Loretta Gilbert

Personal Banker

Jennifer Gutierrez

Jennifer Gutierrez

Retail Banking Manager/Good Neighbor Club Director

Bobbi Orcutt

Bobbi Orcutt

Senior Vice President/AZ Mortgage Production Manager

Judy Richey

Judy Richey

Personal Banker

Nik Rubicz

Nik Rubicz

Mortgage and Construction Loan Officer

Lili Stephens

Lili Stephens

Customer Service Manager

"At Western, the personal service is really different. The products are great, but their ultimate personal service really stands out."

Ron Schmitz, Ultimate Transportation

"I am happy I moved my business checking account and treasury management services to Western over 15 years ago. They save my business money, they provide the treasury services my business needs, and the team provides excellent customer service. I appreciate and value my banking relationship with Western State Bank."

Rob Jordahl, President/Owner of Jordahl Custom Homes, Inc.

"I consider our relationship with Western as a real partnership that adds value to our business."

Jim Szymanski, James Associates