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Western State Bank

Western State Bank in Sun City

Customer service is more than a buzzword for our bank. We’re guided by our North Dakota roots and we don’t lose sight of that.

To us, it means we focus on our values, our customers and our communities every single day — and serving you is at the center of it all. Whether you want to stop by for a cup of coffee or meet with a banker at your convenience, you’re always welcome here.

Beyond helping with your banking needs, we offer a popular Good Neighbor Club for customers ages 50 or better. Club membership comes with excellent account benefits and invitations to exclusive events. We put on a range of parties, seminars and holiday celebrations. Past events include an estate planning informational seminar, holiday party, Grandparents Day breakfast and more.

You might also see our banking team around town. We’re active at various community events such as the Sun City Senior Expo, Lovin’ Life after 50 Expo and Vintage Vehicles of Sun City Spring Fling.

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Location Details

We're conveniently located off of 99th Ave. and W. Bell Rd., just behind McDonald's.

10050 W. Bell Rd. Suite 6
Sun City, AZ 85351

Monday-Friday: 8 a.m. - 5 p.m.
Saturday and Sunday: Closed

844-256-7168 (Toll-free)



Meet our banking manager.

Jennifer Gutierrez, Retail Banking Manager

Jennifer Gutierrez, Retail Banking Manager

Jennifer is our Retail Banking Manager in Sun City. She’s been with Western since 2019. Before joining the team, Jennifer held various roles in the financial industry. One of her favorite things about her current position is that it gives her the opportunity to connect with customers on a personal level while helping them reach their financial goals. She and her team aim to provide a personal banking experience that makes life easier for customers. As she shares, “We make sure our service and our actions match who we say we are. Our customers can tell that we genuinely care, and we take pride in that.”

In addition to managing the retail side, Jennifer is our Good Neighbor Club Director in Sun City. She organizes events for members and connects with them throughout the year. She loves being in the close-knit community of Sun City and seeing friendly faces both in and outside of the bank.

What's different about Western?


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Five Star Superior Rating by Bauer Financial Founded in 1902



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Full-service banking including personal, business, mortgage and investments FDIC-insured


We're a refreshing alternative to big bank attitudes, policies and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates. 

Our core values are at the center of everything we do. Whether you're a new customer or you've been banking with us for years, here's what you should expect:

  • You'll be respected and heard.
  • Your banking solution will be in your best interests.
  • If we make a mistake with your account, we'll make it right.
  • We'll do what we say we'll do for you.
  • You'll be treated with dignity, honesty, and courtesy.
  • You'll be greeted with a smile and a helpful attitude.
  • You'll receive knowledgeable advice.
  • Your personal and financial information will be kept confidential.
  • We'll work to simplify your finances.

Options to fit your needs.

Your banking needs are as unique as you are. That's why we offer a variety of options for personal and business banking.

Visit any of our seven locations in Arizona.

Wherever you live or work in the Valley, there’s likely a Western State Bank location near you. Stop by any of our banks to discover the difference of hometown banking.

Western State Bank Arizona Locations Map

Connect with a banker in Sun City.

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If you have any questions, please contact our Customer Care Department at 877-846-9345.