Business Interest Checking

Earn interest while easily managing your funds.

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As a small business, sole proprietor, or non-profit organization, you know that every dollar counts. You need your funds to be available, and you need to make sure your account works for you. Our Business Interest Checking account gives you the access and flexibility you need in a business checking account.

Business checking account features include:

  • ATM fee refunds*
  • Free business online banking and mobile banking**
  • Free Western debit card

Compare your checking account options.

Account Features

Business Checking

Business Interest Checking

Business Checking Plus
Account Summary Designed for small business checking needs. Interest-bearing checking account for small businesses, entrepreneurs, and non-profits. Checking for companies with treasury management needs.
Monthly Minimum Balance and Related Requirements None $2,500 average available balance; No minimum balance requirement for non-profit organizations None
Monthly Service Fee None No fee if $2,500 average available balance is maintained; $10 monthly fee if balance falls below $2,500 average available balance for the month $15 monthly fee; Earnings Credit allowance (based on your balances) may offset some or all of your monthly fees
Interest Available Available for sole proprietors and non-profits
Earnings Credit Rate based on Internal Index
Account Activity 500 or fewer checks, items deposited, electronic items per month 200 or fewer checks, items deposited, electronic items per month Optional monthly analysis statement detailing your account activity and service fees
Item Fees After 500 items: $0.25 fee for any item After 200 items: $0.25 fee for any item See banker for details
Additional features and benefits
Free Business Online Banking and Mobile Banking Yes Yes Yes
ATM Fee Refunds Yes Yes Yes
Free Western Debit Card Yes Yes Yes
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"I am happy I moved my business checking account and treasury management services to Western over 15 years ago. They save my business money, they provide the treasury services my business needs, and the team provides excellent customer service. I appreciate and value my banking relationship with Western State Bank."

Rob Jordahl, President/Owner of Jordahl Custom Homes, Inc.

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Ron Schmitz, Ultimate Transportation

"I wanted to reach out to say thank you. Western has been a very good bank to us and this is just another example of the help you provide!"

Chris and Samantha Bachmeier, Bachmeier Homes

"Chezy has had tremendous growth over the past couple of years and Western has been there every step of the way! We pride ourselves on providing quality video marketing content while being budget conscious. We chose Western to be our bank because of their great service, their ability to scale with Chezy as we’ve grown, and their ability to save us money on our banking services!"

Joe Tjosvold, Founder of Chezy

"This is the type of banking relationship a business hopes to achieve with its banker. We look forward to a long-term relationship with Western State Bank."

Clinton O. Shreeve, LC Jacobson & Company

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Conrad Graff, Ex-Officio, Benevilla

"I consider our relationship with Western as a real partnership that adds value to our business."

Jim Szymanski, James Associates