Business Checking Plus

Flexible checking for your growing business.

Talk to a business banker

As your business expands and grows, your checking account needs to keep up. Business Checking Plus is designed for companies with moderate to high activity or treasury management needs.

Business checking account features include:

  • ATM fee refunds*
  • Free business online banking and mobile banking**
  • Free Western debit card

Compare your checking account options.

Account Features

Free Business Checking

Small Business Interest Checking

Business Checking Plus

Account Summary Designed for small business checking needs. Interest-bearing checking account for small businesses, entrepreneurs, and non-profits. Checking for companies with treasury management needs.
Monthly Minimum Balance and Related Requirements None $2,500 average available balance; No minimum balance requirement for non-profit organizations None
Monthly Service Fee None No fee if $2,500 average available balance is maintained; $10 monthly fee if balance falls below $2,500 average available balance for the month $10 monthly fee Earnings Credit allowance (based on your balances) may offset some or all of your monthly fees
Interest Available Available for sole proprietors and non-profits
Earnings Credit Rate based on Internal Index
Account Activity 500 or fewer checks, items deposited, electronic items per month 200 or fewer checks, items deposited, electronic items per month Optional monthly analysis statement detailing your account activity and service fees
Item Fees After 500 items: $0.25 fee for any item After 200 items: $0.25 fee for any item See banker for details
Additional features and benefits
Free Business Online Banking and Mobile Banking Yes Yes Yes
ATM Fee Refunds Yes Yes Yes
Free Western Debit Card Yes Yes Yes
Woman smiling from across a desk

We're here to make business banking easier.

Contact our team today to open an account or learn more.

Contact Us

"At Western, the personal service is really different. The products are great, but their ultimate personal service really stands out."

Ron Schmitz, Ultimate Transportation

"I have banked with Western State Bank for over 10 years and they have always exceeded my expectations! To be successful in business, I feel it is critical to have a great bank on your side. Western has always been there for me."

Rob Jordahl, President/Co-owner, Meridian Commercial Construction, Inc.

"I wanted to reach out to say thank you. Western has been a very good bank to us and this is just another example of the help you provide!"

Chris and Samantha Bachmeier, Bachmeier Homes