Business Savings Account

Enjoy the advantages of a simple savings account.

Talk to a Business Banker

Build your company’s future with a traditional, no-nonsense business savings account. Interest is compounded and credited quarterly, so you earn while saving. We make business banking easy, so you can focus on other business decisions.

Business savings account features include:

  • ATM fee refunds*
  • ATM access to funds
  • Free business online banking and mobile banking**

Compare your savings account options.***

Account Features

Business Savings Account

Treasury Market Account

Account Summary A traditional business savings account with interest earnings. A business savings account for a higher rate of return on larger balances.
Monthly Service Fee $5 per month if balance falls below $100 $10 monthly fee if balance falls below $1,000
Per Debit Item Fee None No fee for the first 10 customer-initiated debits each month; $5 per debit item fee when there are more than 10 customer-initiated debit transactions during the monthly statement period
Interest Interest compounded and credited quarterly Interest compounded and credited monthly
Interest Rate Bank stated interest rate Tiers based off of Internal Rate Index: $0-999.99; $1,000-9,999.99; $10,000-49,999.99; $50,000-99,999.99; $100,000-249,999.99; $250,000 and higher
Statements Quarterly Monthly
Additional features and benefits
ATM Access to Funds Yes Yes
ATM Fee Refunds Yes Yes
Free Business Online Banking and Mobile Banking Yes Yes
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Bank with a team that makes your business a priority.

Contact us to open an account or get answers to your questions.

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"I am happy I moved my business checking account and treasury management services to Western over 15 years ago. They save my business money, they provide the treasury services my business needs, and the team provides excellent customer service. I appreciate and value my banking relationship with Western State Bank."

Rob Jordahl, President/Owner of Jordahl Custom Homes, Inc.

"I consider our relationship with Western as a real partnership that adds value to our business."

Jim Szymanski, James Associates

"This is the type of banking relationship a business hopes to achieve with its banker. We look forward to a long-term relationship with Western State Bank."

Clinton O. Shreeve, LC Jacobson & Company

"Chezy has had tremendous growth over the past couple of years and Western has been there every step of the way! We pride ourselves on providing quality video marketing content while being budget conscious. We chose Western to be our bank because of their great service, their ability to scale with Chezy as we’ve grown, and their ability to save us money on our banking services!"

Joe Tjosvold, Founder of Chezy

"At Western, the personal service is really different. The products are great, but their ultimate personal service really stands out."

Ron Schmitz, Ultimate Transportation

"Your guidance and support of Benevilla mean a great deal to me, our organization, and most importantly our clients. "

Conrad Graff, Ex-Officio, Benevilla

"I wanted to reach out to say thank you. Western has been a very good bank to us and this is just another example of the help you provide!"

Chris and Samantha Bachmeier, Bachmeier Homes