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Western State Bank

Western State Bank in Devils Lake

When you choose Western, you join a true hometown bank.

We’ve been part of the Devils Lake community for more than 50 years, and we’re proud to call it home. You might see us out and about in the community, including attending Devils Lake Chamber of Commerce events, sponsoring Devils Lake High School programs and more. 

Banking with Western means you get more than top-notch account benefits and customer service. Our Lil’ Buckaroo Club teaches kids about savings and puts on family-friendly events throughout the year. Our popular Good Neighbor Club offers excellent account benefits and exclusive events for members ages 50 or better. And our Hometown Heroes program recognizes our friends and neighbors who serve the community every day.

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Location Details

We're conveniently located off of College Dr. S. and 4th St. SE.

110 4th St. SE
Devils Lake, ND 58301

Lobby Hours
Monday-Friday: 8:30 a.m. - 6 p.m.
Saturday and Sunday: Closed 

Drive-Up Hours
Monday-Friday: 7:30 a.m. - 6 p.m.
Saturday: 7:30 a.m. - Noon
Sunday: Closed

888-662-4936 (Toll-free)



Meet our banking manager.

Patty Bye Headshot

Patty Bye, VP/Retail Banking Manager

Patty is our VP/Retail Banking Manager in Devils Lake. As a veteran of the banking industry and the Western team, she brings over 40 years of experience to her role, having worked for Western since 1978.

She loves the variety of customer interactions and continuous learning that her day-to-day work brings. “Banking is always changing,” she says. “I learn something new every day and love assisting customers with their financial needs, which keeps my job interesting.”

The rest of Patty’s team shares her passion for learning and providing great service to customers. “I have an absolutely awesome team,” she shares. “They are knowledgeable, willing to learn, and want to do anything and everything possible to make sure they provide exceptional service to make each customer experience enjoyable.”

As a lifelong resident of the city, Patty also loves how small and close-knit the community of Devils Lake is. “I was born and raised in Devils Lake. I love that it’s a smaller community where you know most everyone in one way or another.”

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What's different about Western?


Bauer Rating Icon Institution Icon
Five Star Superior Rating by Bauer Financial Founded in 1902



Shaking Hands Icon Member FDIC Icon
Full-service banking including personal, business, mortgage and investments FDIC-insured


We're a refreshing alternative to big bank attitudes, policies and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates. 

Our core values are at the center of everything we do. Whether you're a new customer or you've been banking with us for years, here's what you should expect:

  • You'll be respected and heard.
  • Your banking solution will be in your best interests.
  • If we make a mistake with your account, we'll make it right.
  • We'll do what we say we'll do for you.
  • You'll be treated with dignity, honesty, and courtesy.
  • You'll be greeted with a smile and a helpful attitude.
  • You'll receive knowledgeable advice.
  • Your personal and financial information will be kept confidential.
  • We'll work to simplify your finances.

Options to fit your needs.

Your banking needs are as unique as you are. That's why we offer a variety of options for personal and business banking.

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Important Update About QuickBooks Access for Business Accounts

Beginning November 1, 2021, we'll offer direct QuickBooks access to accounts in business online banking. If you use QuickBooks, this means you'll be able to sync your accounts between QuickBooks and business online banking.

If you currently access QuickBooks through personal online banking, you'll need to transition to business online banking by November 1, 2021. Effective December 31, you will no longer have access to QuickBooks through personal online banking.

If you currently access QuickBooks through personal online banking, contact us at as soon as possible so that we can switch you to business online banking.

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