Your hometown option.

Proud to serve our new Osgood neighbors.

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Western State Bank in Fargo

Our Fargo bank is just off of 45th Street South, next to the Osgood Hornbacher's grocery store. 

If you’re ready for a new bank, we’re your hometown alternative. We’ve proudly served Fargo since 2007 and have remained true to our North Dakota roots since we were founded in 1902.

With Western, you get more than excellent account benefits and customer service. Our Lil’ Buckaroo Club teaches kids about savings and puts on family-friendly events throughout the year. Our popular Good Neighbor Club offers account benefits and exclusive events for members ages 50 or better. And our Hometown Heroes program recognizes our friends and neighbors who serve the community every day.

Meet Our Team

Location Details


4201 45th St S Fargo, ND 58104




Drive up: 7:30 a.m. - 6 p.m. Lobby: 8 a.m. - 6 p.m.


Drive up: 9 a.m. - 1 p.m. Lobby: 9 a.m. - 1 p.m.
Jace Greene

Jace Greene, Retail Banking Manager

Jace is our Retail Banking Manager in Fargo. He's been with the Western team since 2012 and has experience working at both our Devils Lake and Fargo locations.

He enjoys working with customers and the rest of the Fargo team each day. "We have such great customers and amazing team members here," he says. "Everyone on the team goes above and beyond and works together — at any given time, we step up and help each other with whatever is needed."

Jace also enjoys being part of the broader Fargo community. Even though Fargo is growing, he appreciates that it still has a connected, close-knit feel.

Contact Jace

Options to fit your needs.

Your banking needs are as unique as you are. That's why we offer a variety of options for personal and business banking.

Founded in 1902 icon

Founded in 1902

Five Star Superior Rating by Bauer Financial icon

Five Star Superior Rating by Bauer Financial

Bankrate's Best Regional Bank (2019 and 2020) icon

Bankrate's Best Regional Bank (2019 and 2020)

What's different about Western?

We're a refreshing alternative to big-bank attitudes, policies, and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates.

See the Western Difference

"I consider our relationship with Western as a real partnership that adds value to our business."

Jim Szymanski, James Associates

"Turning to Western State Bank was the best choice we made for our mortgage. The process was quick, always friendly, caring, and very professional."

Kim Taxhdal, Mortgage Customer, Arizona

"I wanted to reach out to say thank you. Western has been a very good bank to us and this is just another example of the help you provide!"

Chris and Samantha Bachmeier, Bachmeier Homes