Your hometown option.

Proud to serve our Osgood neighbors.

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Western State Bank in Fargo

If you’re ready for a new bank, we’re your hometown alternative. We’ve proudly served Fargo since 2007 and have remained true to our North Dakota roots since we were founded in 1902.

With Western, you get more than excellent account benefits and customer service. Our Lil’ Buckaroo Club teaches kids about savings and puts on family-friendly events throughout the year. Our popular Good Neighbor Club offers account benefits and exclusive events for members ages 50 or better. And our Hometown Heroes program recognizes our friends and neighbors who serve the community every day.

Our Fargo bank is just off of 45th Street South, next to the Osgood Hornbacher's grocery store. 

Meet Our Team

Location Details

Address

4201 45th St S Fargo, ND 58104

Phone

701-277-5003 866-356-9800 (Toll-free)

Fax

701-356-9808

Monday-Friday

Drive up: 7:30 a.m. - 6 p.m. Lobby: 8 a.m. - 6 p.m.

Saturday

Drive up: 9 a.m. - 1 p.m. Lobby: 9 a.m. - 1 p.m.
Brady Schwartz headshot

Brady Schwartz, Retail Banking Manager

Brady is our Retail Banking Manager in Fargo. Before joining our team in March 2022, he held various roles in the financial industry.

As a West Fargo native, Brady looks forward to serving his home community. 

Brady provides leadership to Western’s Fargo Retail Banking team and forges solid partnerships with new and current customers. 

Contact Brady

Options to fit your needs.

Your banking needs are as unique as you are. That's why we offer a variety of options for personal and business banking.

Personal Banking

Business Banking

Founded in 1902 icon

Founded in 1902

Five Star Superior Rating by Bauer Financial icon

Five Star Superior Rating by Bauer Financial

Recognized as a Best Regional Bank icon

Recognized as a Best Regional Bank

What's different about Western?

We're a refreshing alternative to big-bank attitudes, policies, and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates.

See the Western Difference

Meet our Fargo team.

Matthew M. Oachs

Matthew M. Oachs

Market President

Kim Bossert

Kim Bossert

Vice President/Mortgage and Construction Loan Officer

Brenda Holman

Brenda Holman

Vice President/Mortgage and Construction Loan Officer

Carter Justesen

Carter Justesen

Personal Banker

Chandler Mertz

Chandler Mertz

Customer Service Manager

Brady Schwartz

Brady Schwartz

Retail Banking Manager

"Western State Bank treats me like a customer and not like a number. You get the feeling that they actually appreciate your business."

Roddy Riggs, Arizona

"Chezy has had tremendous growth over the past couple of years and Western has been there every step of the way! We pride ourselves on providing quality video marketing content while being budget conscious. We chose Western to be our bank because of their great service, their ability to scale with Chezy as we’ve grown, and their ability to save us money on our banking services!"

Joe Tjosvold, Founder of Chezy

"I wanted to reach out to say thank you. Western has been a very good bank to us and this is just another example of the help you provide!"

Chris and Samantha Bachmeier, Bachmeier Homes