Your hometown option.

Proud to serve our Osgood neighbors.

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Western State Bank in Fargo

If you’re ready for a new bank, we’re your hometown alternative. We’ve proudly served Fargo since 2007 and have remained true to our North Dakota roots since we were founded in 1902.

With Western, you get more than excellent account benefits and customer service. Our Lil’ Buckaroo Club teaches kids about savings and puts on family-friendly events throughout the year. Our popular Good Neighbor Club offers account benefits and exclusive events for members ages 50 or better. And our Hometown Heroes program recognizes our friends and neighbors who serve the community every day.

Our Fargo bank is just off of 45th Street South, next to the Osgood Hornbacher's grocery store. 

Meet Our Team

Location Details

Address

4201 45th St S Fargo, ND 58104

Fax

701-356-9808

Monday-Friday

Drive up: 7:30 a.m. - 6 p.m. Lobby: 8 a.m. - 6 p.m.

Saturday

Drive up: 9 a.m. - 1 p.m. Lobby: 9 a.m. - 1 p.m.
Brady Schwartz headshot

Brady Schwartz, Retail Banking Manager

Brady is our Retail Banking Manager in Fargo. Before joining our team in March 2022, he held various roles in the financial industry.

As a West Fargo native, Brady looks forward to serving his home community. 

Brady provides leadership to Western’s Fargo Retail Banking team and forges solid partnerships with new and current customers. 

Contact Brady

Options to fit your needs.

Your banking needs are as unique as you are. That's why we offer a variety of options for personal and business banking.

Founded in 1902 icon

Founded in 1902

Five Star Superior Rating by Bauer Financial icon

Five Star Superior Rating by Bauer Financial

Bankrate's Best Regional Bank (2019 and 2020) icon

Bankrate's Best Regional Bank (2019 and 2020)

What's different about Western?

We're a refreshing alternative to big-bank attitudes, policies, and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates.

See the Western Difference

"I have banked with Western State Bank for over 10 years and they have always exceeded my expectations! To be successful in business, I feel it is critical to have a great bank on your side. Western has always been there for me."

Rob Jordahl, President/Co-owner, Meridian Commercial Construction, Inc.

"This is the type of banking relationship a business hopes to achieve with its banker. We look forward to a long-term relationship with Western State Bank."

Clinton O. Shreeve, LC Jacobson & Company

"I consider our relationship with Western as a real partnership that adds value to our business."

Jim Szymanski, James Associates