Your hometown option.

Proud to serve our Osgood neighbors.

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Western State Bank in Fargo

If you’re ready for a new bank, we’re your hometown alternative. We’ve proudly served Fargo since 2007 and have remained true to our North Dakota roots since we were founded in 1902.

With Western, you get more than excellent account benefits and customer service. Our Lil’ Buckaroo Club teaches kids about savings and puts on family-friendly events throughout the year. Our popular Good Neighbor Club offers account benefits and exclusive events for members ages 50 or better. And our Hometown Heroes program recognizes our friends and neighbors who serve the community every day.

Our Fargo bank is just off of 45th Street South, next to the Osgood Hornbacher's grocery store. 

Meet Our Team

Location Details


4201 45th St S Fargo, ND 58104




Drive up: 7:30 a.m. - 6 p.m. Lobby: 8 a.m. - 6 p.m.


Drive up: 9 a.m. - 1 p.m. Lobby: 9 a.m. - 1 p.m.
Brady Schwartz headshot

Brady Schwartz, Retail Banking Manager

Brady is our Retail Banking Manager in Fargo. Before joining our team in March 2022, he held various roles in the financial industry.

As a West Fargo native, Brady looks forward to serving his home community. 

Brady provides leadership to Western’s Fargo Retail Banking team and forges solid partnerships with new and current customers. 

Contact Brady

Options to fit your needs.

Your banking needs are as unique as you are. That's why we offer a variety of options for personal and business banking.

Founded in 1902 icon

Founded in 1902

Five Star Superior Rating by Bauer Financial icon

Five Star Superior Rating by Bauer Financial

Recognized as a Best Regional Bank icon

Recognized as a Best Regional Bank

What's different about Western?

We're a refreshing alternative to big-bank attitudes, policies, and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates.

See the Western Difference

Meet our Fargo team.

Matthew M. Oachs

Matthew M. Oachs

Market President

Chandler Mertz

Chandler Mertz

Customer Service Manager

Molly Nyberg

Molly Nyberg

Personal Banker

Brady Schwartz

Brady Schwartz

Retail Banking Manager

"I have banked with Western State Bank for over 10 years and they have always exceeded my expectations! To be successful in business, I feel it is critical to have a great bank on your side. Western has always been there for me."

Rob Jordahl, President/Co-owner, Meridian Commercial Construction, Inc.

"I consider our relationship with Western as a real partnership that adds value to our business."

Jim Szymanski, James Associates

"Awesome job, Roxanne! Always a pleasure to work with you. Your attention to detail and promptness are exceptional! "

Becki, Mortgage Customer, West Fargo