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Western State Bank

Western State Bank in West Fargo

You’ll feel right at home with Western.

We’ve been in West Fargo for over 20 years and it’s no secret we’re proud to be part of the community. From supporting West Fargo High School and Sheyenne High School programs to sponsoring Fargo Moorhead West Fargo Chamber of Commerce events, to participating in the annual West Fest parade, we mean it when we say we’re your hometown bank.

At every stage of life, you get more than top-notch account benefits and customer service. Our Lil’ Buckaroo Club teaches kids about savings and puts on family-friendly events throughout the year. Our popular Good Neighbor Club offers excellent account benefits and exclusive events for members ages 50 or better. And our Hometown Heroes program recognizes our friends and neighbors who serve the community every day.

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Location Details

We're conveniently located just off of 9th St. and 13th Ave. E. in West Fargo.

755 13th Ave. E.
West Fargo, ND 58078

Lobby Hours
Monday-Friday: 8 a.m. - 6 p.m.
Saturday: 8:30 a.m. - 1 p.m. 

Drive-Up Hours
Monday-Friday: 7:30 a.m. - 7 p.m.
Saturday: 8:30 a.m. - 1 p.m.

877-846-9345 (Toll-free)



Meet our banking manager.

Ben Sullivan Headshot

Ben Sullivan, Retail Banking Manager

Ben is our Retail Banking Manager in West Fargo. He has over 15 years of experience in the banking industry and has been with Western State Bank since 2008. Before joining Western, he held various roles in the financial and insurance industries.

Ben and his team strive to provide quick, helpful service while making sure customers feel valued through every interaction. “We want people to remember why they love banking at Western each time they see us,” he says. “All of the staff in West Fargo wants to see our customers succeed and grow.”

Being a hometown bank means the entire team works to help customers realize their dreams while giving them the personal attention they deserve. “We know our customers,” Ben shares. “They ask about our lives, we ask about theirs, and we all care about each other. There is a genuine kindness about people in the community.”

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What's different about Western?


Bauer Rating Icon Institution Icon
Five Star Superior Rating by Bauer Financial Founded in 1902



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Full-service banking including personal, business, mortgage and investments FDIC-insured


We're a refreshing alternative to big bank attitudes, policies and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates. 

Our core values are at the center of everything we do. Whether you're a new customer or you've been banking with us for years, here's what you

  • You'll be respected and heard.
  • Your banking solution will be in your best interests.
  • If we make a mistake with your account, we'll make it right.
  • We'll do what we say we'll do for you.
  • You'll be treated with dignity, honesty, and courtesy.
  • You'll be greeted with a smile and a helpful attitude.
  • You'll receive knowledgeable advice.
  • Your personal and financial information will be kept confidential.
  • We'll work to simplify your finances.

Options to fit your needs.

Your banking needs are as unique as you are. That's why we offer a variety of options for personal and business banking.

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