Skip to Main Content

Western State Bank

Western State Bank in West Fargo

You’ll feel right at home with Western.

We’ve been in West Fargo for over 20 years and it’s no secret we’re proud to be part of the community. From supporting West Fargo High School and Sheyenne High School programs to sponsoring Fargo Moorhead West Fargo Chamber of Commerce events, to participating in the annual West Fest parade, we mean it when we say we’re your hometown bank.

At every stage of life, you get more than top-notch account benefits and customer service. Our Lil’ Buckaroo Club teaches kids about savings and puts on family-friendly events throughout the year. Our popular Good Neighbor Club offers excellent account benefits and exclusive events for members ages 50 or better. And our Hometown Heroes program recognizes our friends and neighbors who serve the community every day.

Connect With a Banker

Location Details

We're conveniently located just off of 9th St. and 13th Ave. E. in West Fargo.

755 13th Ave. E.
West Fargo, ND 58078

Lobby Hours
Monday-Friday: 8 a.m. - 6 p.m.
Saturday: 9 a.m. - 1 p.m. 

Drive-Up Hours
Monday-Friday: 7:30 a.m. - 6 p.m.
Saturday: 9 a.m. - 1 p.m.

877-846-9345 (Toll-free)



Meet our banking manager.

Jill Mattson HeadshotJill Mattson

Assistant VP/Retail Banking & Treasury Management Officer

Jill is our Retail Banking Manager in West Fargo. She has over 20 years of banking experience and has been part of Western State Bank since 2005. Before joining our team, she held various roles in the financial industry.

From having a close-knit, collaborative team to building relationships with customers, Jill loves the feeling of community at Western State Bank. She and her team strive to provide personalized service for our customers while helping them reach their financial goals.

As a West Fargo native, Jill also loves being part of the West Fargo community. “I was born and raised in West Fargo, so it's a huge part of my life,” Jill shares. “I love the small-town community and that people are caring and proud to live in West Fargo. Everyone supports one another."

Connect With a Banker

What's different about Western?


Bauer Rating Icon Institution Icon
Five Star Superior Rating by Bauer Financial Founded in 1902



Shaking Hands Icon Member FDIC Icon
Full-service banking including personal, business, mortgage and investments FDIC-insured


We're a refreshing alternative to big bank attitudes, policies and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates. 

Our core values are at the center of everything we do. Whether you're a new customer or you've been banking with us for years, here's what you should expect:

  • You'll be respected and heard.
  • Your banking solution will be in your best interests.
  • If we make a mistake with your account, we'll make it right.
  • We'll do what we say we'll do for you.
  • You'll be treated with dignity, honesty, and courtesy.
  • You'll be greeted with a smile and a helpful attitude.
  • You'll receive knowledgeable advice.
  • Your personal and financial information will be kept confidential.
  • We'll work to simplify your finances.

Options to fit your needs.

Your banking needs are as unique as you are. That's why we offer a variety of options for personal and business banking.

Connect with a banker in West Fargo.

Fields marked with an * are required.
Stay Connected!

Important Update About QuickBooks Access for Business Accounts

Beginning November 1, 2021, we'll offer direct QuickBooks access to accounts in business online banking. If you use QuickBooks, this means you'll be able to sync your accounts between QuickBooks and business online banking.

If you currently access QuickBooks through personal online banking, you'll need to transition to business online banking by November 1, 2021. Effective December 31, you will no longer have access to QuickBooks through personal online banking.

If you currently access QuickBooks through personal online banking, contact us at as soon as possible so that we can switch you to business online banking.

Read More