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Western State Bank in West Fargo

You’ll feel right at home with Western.

We’ve been in West Fargo for over 20 years and it’s no secret we’re proud to be part of the community. From supporting West Fargo High School and Sheyenne High School programs, to sponsoring Fargo Moorhead West Fargo Chamber of Commerce events, to participating in the annual West Fest parade, we mean it when we say we’re your hometown bank.

At every stage of life, you get more than excellent banking benefits and customer service. Our Lil’ Buckaroo Club teaches kids about savings and puts on family-friendly events throughout the year. Our popular Good Neighbor Club offers account benefits and exclusive events for members ages 50 or better. And our Hometown Heroes program recognizes our friends and neighbors who serve the community every day.

Meet Our Team

Location Details


755 13th Ave. E. West Fargo, ND 58078




Drive up: 7:30 a.m. - 6 p.m. Lobby: 8 a.m. - 6 p.m.


Drive up: 9 a.m. - 1 p.m. Lobby: 9 a.m. - 1 p.m.
Jill Mattson

Jill Mattson, AVP/Retail Banking & Treasury Management Officer

Jill is our Retail Banking Manager in West Fargo. She has over 20 years of banking experience and has been part of Western State Bank since 2005. Before joining our team, she held various roles in the financial industry.

From having a close-knit, collaborative team to building relationships with customers, Jill loves the feeling of community at Western State Bank. She and her team strive to provide personalized service for our customers while helping them reach their financial goals.

As a West Fargo native, Jill also loves being part of the wider community. “I was born and raised in West Fargo, so it's a huge part of my life,” Jill shares. “I love the small-town community and that people are caring and proud to live here. Everyone supports one another."

Contact Jill

Options to fit your needs.

Your banking needs are as unique as you are. That's why we offer a variety of options for personal and business banking.

Founded in 1902 icon

Founded in 1902

Five Star Superior Rating by Bauer Financial icon

Five Star Superior Rating by Bauer Financial

Bankrate's Best Regional Bank (2019 and 2020) icon

Bankrate's Best Regional Bank (2019 and 2020)

What's different about Western?

We're a refreshing alternative to big-bank attitudes, policies, and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates.

See the Western Difference

"Western State Bank treats me like a customer and not like a number. You get the feeling that they actually appreciate your business."

Roddy Riggs, Arizona

"Our family has been banking at Western for three generations now. I’ve been here over 40 years. During that time, a relationship of mutual trust has been built, and I feel very comfortable here at Western. I like the fact that I personally know most everyone. Western has always worked with us as our farm and family have grown."

Terry (James & Jon) Haman, Crary, ND

"This is the type of banking relationship a business hopes to achieve with its banker. We look forward to a long-term relationship with Western State Bank."

Clinton O. Shreeve, LC Jacobson & Company